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Updated:
April 30, 2010
9:40pm PT


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ID VAULT: WHAT IT DOES, HOW IT WORKS
-- AND WHY YOU NEED IT.

ID Vault is software specifically designed to provide security for Internet users when they bank and shop online. ID Vault provides protection against existing, new and emerging threats on the Internet by protecting users' credentials on the PC, automating the log in process and delivering safe access to online sites. ID Vault combines the benefits and ease of use of a password manager with multifaceted two-factor authentication security designed to protect online accounts.

Identity theft, online fraud and the related financial costs are major issues for consumers and financial service providers. Beginning with the advent of online banking, the number of consumers affected by cybercrime has grown significantly every year. According to Gartner Research, "More than 5 million Americans lost money to Phishing schemes in 2008, a 40% increase from 2007."

The fastest growing category of malware is that which specifically targets consumers' online credentials. Bank Trojans, such as the Clampi worm, are one example of malware that is specifically designed to steal online banking data. According to Joe Stewart, Director of Malware Research for Secure Works, "...it can take days or weeks to get a sample of the latest version of a Trojan, antivirus protection is often delayed, arriving after a PC is already infected. This specific type of Trojan and banking Trojans in general are the biggest threat to home computer users and businesses doing banking online. You can't rely on antivirus."

ID Vault provides secure, one-click access for consumers' online accounts. By protecting the user's credentials, automating the log in process and delivering safe access to online sites, ID Vault provides proactive protection against existing, new and emerging threats on the internet.

Statistical data and software description provided by White Sky, Inc.
April 30, 2010

 

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NOTICE OF CHANGES IN TEMPORARY FDIC
INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The  term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


Lost or stolen Visa® Check Card, call
(209) 956-7000 Monday-Friday 9am-5pm or
1-800-754-4128 after hours.

For other important telephone numbers, click here.


Community Bank of San Joaquin


Main Office
22 West Yokuts Avenue
Stockton, CA 95207-5715 [
map]
209-956-7000
 


Waterloo Office
4426 East Waterloo Road
Stockton, CA 95215-2306 [
map]
209-373-4300

Services Available:
Administration, Branch, Loans,
Full-Service Drive-Up, ATM* and
Night Depository*
 

Services Available:
Branch, Loans, ATM* and
Night Depository*
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
Saturday 9am-1pm
and By Appointment
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
 

*This service available 24 hours a day.

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