ID Vault is software specifically designed to provide security for Internet users when they bank and shop online. ID Vault provides protection against existing, new and emerging threats on the Internet by protecting users' credentials on the PC, automating the log in process and delivering safe access to online sites. ID Vault combines the benefits and
ease of use of a password manager with multifaceted two-factor authentication security designed to protect online accounts. 
Identity theft, online fraud and the related financial costs are major issues for consumers and financial service providers. Beginning with the advent of online
banking, the number of consumers affected by cybercrime has grown significantly every year. According to Gartner Research, "More than 5 million Americans lost money to Phishing schemes in 2008, a 40% increase from 2007." The fastest growing category of malware is that which specifically targets consumers' online credentials. Bank Trojans, such as the Clampi worm, are one example of malware
that is specifically designed to steal online banking data. According to Joe Stewart, Director of Malware Research for Secure Works, "...it can take days or weeks to get a sample of the latest version of a Trojan, antivirus protection is often delayed, arriving after a PC is already infected. This specific type of Trojan and banking Trojans in general are the biggest threat to home computer users and businesses doing banking online. You can't rely on antivirus." ID Vault provides secure, one-click access for consumers' online accounts. By protecting the user's credentials, automating the log in process and delivering safe access to online sites, ID Vault provides proactive protection against existing, new and emerging threats on the internet. Statistical data and software description provided by White Sky, Inc. April 30, 2010 |