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| | | | | | Updated: April 30, 2010
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| | HOW IT WORKS | ID Vault provides complete protection against identity theft and fraud for your online accounts. It encrypts your passwords, usernames and credit card information securely on your PC. ID Vault also logs you in without typing and creates a secure end-to-end connection between your PC and online accounts. 
HARDENED SECURITY IN 3 EASY STEPS - Add the online accounts you want to protect to ID Vault just once, then choose the account you want to log in.
- Enter your ID Vault PIN.
- ID Vault automatically logs you in to your account. No need to remember any
usernames and passwords!
TOP OF PAGE Behind ID Vault's sleek and intuitive user interface is serious security designed to protect users from password stealing malware. ID Vault uses a unique, three-tier security architecture to thwart cybercriminals: | 
| Two-Factor Authentication A PIN-protected vault stores usernames, passwords and other information needed to log on to websites using a two-factor authentication process. PINs are remotely authenticated by White Sky's geographically distributed servers to ensure that criminals are not
able to access information even if someone were to steal a user's PC. Remote authentication also protects against dictionary attacks against the local ID Vault credential store. TOP OF PAGE | 
| IP Whitelist A white list of over 8,000 financial and shopping sites that is continuously validated. When users log-on to a monitored Web site, ID Vault checks the IP address and domain to ensure that users are not phished, pharmed or redirected. It also verifies the presence of a secure SSL connection before proceeding with the log in process. TOP OF PAGE | 
| Secure View Private Browser The ID Vault SecureView browser opens a secure connection to financial websites and
submits credentials automatically to protect users from a variety of network, key logging, screen scraping and Trojan-based attacks. SecureView also blocks malicious browser plug-ins that may compromise system security. TOP OF PAGE | Statistical data and software description provided by White Sky, Inc.
April 30, 2010 | | | |
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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Lost or stolen Visa® Check Card, call (209) 956-7000 Monday-Friday 9am-5pm or 1-800-754-4128 after hours.
For other important telephone numbers, click here.
 Community Bank of San Joaquin
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Main Office 22 West Yokuts Avenue Stockton, CA 95207-5715 [map] 209-956-7000
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Waterloo Office 4426 East Waterloo Road Stockton, CA 95215-2306 [map] 209-373-4300
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Services Available: Administration, Branch, Loans, Full-Service Drive-Up, ATM* and Night Depository*
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Services Available: Branch, Loans, ATM* and Night Depository*
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Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-1pm and By Appointment
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Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm
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*This service available 24 hours a day.
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Member FDIC
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Equal Housing Lender
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