HOW IT WORKS

ID Vault provides complete protection against identity theft and fraud for your online accounts. It encrypts your passwords, usernames and credit card information securely on your PC. ID Vault also logs you in without typing and creates a secure end-to-end connection between your PC and online accounts.

HARDENED SECURITY IN 3 EASY STEPS

1. Add the online accounts you want to protect to ID Vault just once, then choose the account you want to log in.
    
2. Enter your ID Vault PIN.
    
3. ID Vault automatically logs you in to your account. No need to remember any usernames and passwords!

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Behind ID Vault's sleek and intuitive user interface is serious security designed to protect users from password stealing malware. ID Vault uses a unique, three-tier security architecture to thwart cybercriminals:

Two-Factor Authentication
A PIN-protected vault stores usernames, passwords and other information needed to log on to websites using a two-factor authentication process. PINs are remotely authenticated by White Sky's geographically distributed servers to ensure that criminals are not able to access information even if someone were to steal a user's PC. Remote authentication also protects against dictionary attacks against the local ID Vault credential store.

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IP Whitelist
A white list of over 8,000 financial and shopping sites that is continuously validated. When users log-on to a monitored Web site, ID Vault checks the IP address and domain to ensure that users are not phished, pharmed or redirected. It also verifies the presence of a secure SSL connection before proceeding with the log in process.  

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Secure View™ Private Browser
The ID Vault SecureView™ browser opens a secure connection to financial websites and submits credentials automatically to protect users from a variety of network, key logging, screen scraping and Trojan-based attacks. SecureView also blocks malicious browser plug-ins that may compromise system security. 

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Statistical data and software description provided by White Sky, Inc.
April 30, 2010

Community Bank of San Joaquin is participating in the FDIC's Transaction Account Guarantee (TAG) program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest. Also included are low-interest NOW accounts (NOW accounts that cannot earn more than 0.25% interest) and any Attorney-Client Trust accounts, also known as Interest On Lawyers Trust Accounts (IOLTAs).

Coverage under the TAG program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Lost or stolen Visa® Check Card, call
(209) 956-7000 Monday-Friday 9am-5pm or
1-800-754-4128 after hours.

For other important telephone numbers, click here.

Community Bank of San Joaquin

Main Office
22 West Yokuts Avenue
Stockton, CA 95207-5715 [map]
209-956-7000
 

Waterloo Office
4426 East Waterloo Road
Stockton, CA 95215-2306 [map]
209-373-4300

Services Available:
Administration, Branch, Loans,
Full-Service Drive-Up, ATM* and
Night Depository*
 

Services Available:
Branch, Loans, ATM* and
Night Depository*
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
Saturday 9am-1pm
and By Appointment
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
 

*This service available 24 hours a day.

Member FDIC

Equal Housing Lender