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Answers to Popular Retirement Questions

WE'RE HERE TO HELP YOU!

Do you have questions about retirement planning? Ever wonder what the difference is between a Roth and traditional individual retirement account (IRA)?

What benefits do IRAs provide? Compare the Roth IRA to an ordinary taxable investment and see how contributing to a traditional IRA can help you in reaching your retirement goals.

When it comes time to retire, how much of the plan must be distributed? Determine your required minimum distribution (RMD) with this helpful calculator.

We are eager to help make your retirement planning and IRA distribution process as easy and understandable as possible. That's why we have designed this section of our web site.

Chances are, no matter what your retirement needs may be, Community Bank of San Joaquin can help!

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NOTICE OF CHANGES IN TEMPORARY FDIC
INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The  term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


Lost or stolen Visa® Check Card, call
(209) 956-7000 Monday-Friday 9am-5pm or
1-800-754-4128 after hours.

For other important telephone numbers, click here.


Community Bank of San Joaquin


Main Office
22 West Yokuts Avenue
Stockton, CA 95207-5715 [
map]
209-956-7000
 


Waterloo Office
4426 East Waterloo Road
Stockton, CA 95215-2306 [
map]
209-373-4300

Services Available:
Administration, Branch, Loans,
Full-Service Drive-Up, ATM* and
Night Depository*
 

Services Available:
Branch, Loans, ATM* and
Night Depository*
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
Saturday 9am-1pm
and By Appointment
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
 

*This service available 24 hours a day.

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